Balance Transfer Credit Cards
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- 0% for 23 months on balances transferred within 30 days of you opening your account. 2.9% balance transfer fee applies, minimum £5.
- 0% on purchases for 3 months from account opening.
- Typical 17.9% APR variable.
- No annual fee to pay.
- Free additional credit card for partners or family members over 18.
- 24-hour worldwide assistance and an emergency cash advance if your card is lost or stolen.
- Up to 8% discount on Thomas Cook holidays booked through the HSBC Travel Club.
- Up to 56 days' interest-free period available when you pay your whole credit card balance in full and on time.
- In order to apply for an HSBC Bank Credit Card you need to:
- Have an HSBC current account.
- Pay more than £500 monthly into your current account and have a salary of £8,500 or more. If you're a student account holder you don't need to pay a minimum amount or salary into your account.
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| 0% | 0% | 17.9%* |
None | Good |
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- 0% interest on balance transfers for up to 13 months (2.5% handling fee applies)
- With contactless payment technology, a new quick and easy way to pay for purchases of £10 or under
- 19.9% APR typical (variable)
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| N/A | 0% | 19.9% |
$0 | Good |
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- 0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account
- 0% on all card purchases for 10 months from the date your account is opened
- 16.9% APR typical rate (variable)
- Earn AA Rewards Points on your everyday spend plus earn double points on motoring spend
- Use your AA Rewards Points to purchase from a range of motoring products and services, your AA Breakdown Cover, a new AA atlas or choose to treat yourself with a day or night out
- No Annual Fee
- Acceptance Criteria: You are currently employed, over 23 years of age, a homeowner, have an income of over £20,000, do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit, and are a resident in the UK and can prove residential addresses for the past two years
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| 0% | 0% | 16.9%* |
None | Good |
-
- 16.9% APR Typical (variable)
- 0% on balance transfers for the first 14 months
- 0% on purchases for the first 3 months
- 0% commission on purchases overseas
- 0% on new balance transfers for 5 months again and again
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| 0% | 0%* | As low as 16.9%* |
None | Good |
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- Every time you shop at Sainsbury's with your Credit Card we'll give you 2 Nectar points for every £1 you spend in the first 2 years. That's doubling your Nectar points on every Sainsbury's shop when you swipe your Nectar card.
- 0% for the first 12 months on Sainsbury's shopping
- 0% for the first 10 months on all other shopping
- 0% for the first 10 months on balance transfers (+3% fee)
- Collect 1 point per £5 when you use your Sainsbury's Credit Card elsewhere
- Withdraw cash in over 24 million locations worldwide (fees apply)
- Enjoy safe and secure payments with Chip and PIN
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| 0% | 0% | 15.9% |
See Terms* | Good |
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- 0% interest on balance transfers for 22 months from account opening (2.9% handling fee applies)
- 0% interest on purchases for three months from opening your account
- With contactless payment technology, a new quick and easy way to pay for purchases of £15 or under
- 17.9% APR typical (variable)
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| 0% | 0% | 17.9% |
None | Excellent |
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- Simply our lowest APR
- 7.9% interest on all balance transfers (no handling fee applies) and on all purchases
- A reward programme like no other, with Barclaycard Freedom automatically earn while you shop at participating retailers.
- With contactless payment technology, a new quick and easy way to pay for purchases of £15 or under
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| N/A | N/A | 7.9%* |
None | Good |
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- 0% on balance transfers for 18 months from the date your account is opened (2.88% handling fee). For this great rate your balance needs to be transferred within the first 60 days of your account opening.
- 0% on money transfers from your credit card to your current account for 18 months from the date your account is opened (4% handling fee). Remember for this great rate you need to transfer money within the first 60 days of your account opening
- 0% on card purchases for 3 months from the date your account is opened
- 16.7% APR typical rate (variable)
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| 0%* | 0%* | 16.7%* |
None* | Good |
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- 0% on balance transfers for 16 months from account opening – if you switch your balances within three months of opening your account
- 0% on purchases – for three months from account opening
- 2.9% balance transfer fee - (minimum £5), and a Typical 16.9% APR (variable)
- Advantage Gold customers will get an initial 1% discount on their APR for at least 12 months.
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| 0%* | 0%* | 16.9%* |
None* | Good |
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- 0% on balance transfers for 17 months plus 0% on purchases for 3 months or 0% on purchases for 6 months.
- Commission free purchases abroad
- Fraud protection Guarantee
- Interest free period
- Manage your account online
| Intro Purchase APR | Intro Balance Transfer APR | Regular APR |
Annual Fee | Credit Rating |
| 0%* | 0%* | 15.9* |
None* | Good |
