MasterCard Credit Cards

• 0% on purchases for up to 6 months
• A credit limit of up to £5,000
• Online security and anti-fraud protection
• Rates will be either 14.9% APR variable or 24.9% APR variable depending on individual circumstances

Intro Purchase APR	Intro Balance Transfer APR	Regular APR	Annual Fee	Credit Rating
0%	N/A	14.9%	None	Good

• The credit card that can shrink your interest rate because being responsible should be rewarding
• Your balance transfer and purchase rates could shrink to as low as 19.9% p.a. variable
• All you need to do is keep up to date with minimum repayments and stay within your credit limit
• A credit limit of up to £2,500

Intro Purchase APR	Intro Balance Transfer APR	Regular APR	Annual Fee	Credit Rating
N/A	N/A	34.94%	None	Good

• 0% for 23 months on balances transferred within 30 days of you opening your account. 2.9% balance transfer fee applies, minimum £5.
• 0% on purchases for 3 months from account opening.
• Typical 17.9% APR variable.
• No annual fee to pay.
• Free additional credit card for partners or family members over 18.
• 24-hour worldwide assistance and an emergency cash advance if your card is lost or stolen.
• Up to 8% discount on Thomas Cook holidays booked through the HSBC Travel Club.
• Up to 56 days' interest-free period available when you pay your whole credit card balance in full and on time.
• In order to apply for an HSBC Bank Credit Card you need to:
• Have an HSBC current account.
• Pay more than £500 monthly into your current account and have a salary of £8,500 or more. If you're a student account holder you don't need to pay a minimum amount or salary into your account.

Intro Purchase APR	Intro Balance Transfer APR	Regular APR	Annual Fee	Credit Rating
0%	0%	17.9%*	None	Good

• 16.9% APR Typical (variable)
• 0% on balance transfers for the first 14 months
• 0% on purchases for the first 3 months
• 0% commission on purchases overseas
• 0% on new balance transfers for 5 months again and again

Intro Purchase APR	Intro Balance Transfer APR	Regular APR	Annual Fee	Credit Rating
0%	0%*	As low as 16.9%*	None	Good

• Every time you shop at Sainsbury's with your Credit Card we'll give you 2 Nectar points for every £1 you spend in the first 2 years. That's doubling your Nectar points on every Sainsbury's shop when you swipe your Nectar card.
• 0% for the first 12 months on Sainsbury's shopping
• 0% for the first 10 months on all other shopping
• 0% for the first 10 months on balance transfers (+3% fee)
• Collect 1 point per £5 when you use your Sainsbury's Credit Card elsewhere
• Withdraw cash in over 24 million locations worldwide (fees apply)
• Enjoy safe and secure payments with Chip and PIN

Intro Purchase APR	Intro Balance Transfer APR	Regular APR	Annual Fee	Credit Rating
0%	0%	15.9%	See Terms*	Good

• FairFX currency cards are a revolutionary step forward in how consumers spend money abroad whether for travel, business or even via the internet!
• No initial fees when you load $20 or €10 upon sign-up.
• No monthly or quarterly fees and no hidden charges.
• No fees for foreign exchange transactions.
• For the fairest of them all look no further!

Intro Purchase APR	Intro Balance Transfer APR	Regular APR	Annual Fee	Credit Rating
*	*	*	See Terms*	Bad

Your Money travels further on the RationalFX Euro Prepaid MasterCard®

• It's a prepaid MasterCard card that works just like a debit card
• Designed for travellers and overseas spending
• You can load it online, over the phone or by SMS
• It's completely free to use in shops and restaurants and other retail outlets
• 24-hr online account management
• Guaranteed Exchange Rates

Intro Purchase APR	Intro Balance Transfer APR	Regular APR	Annual Fee	Credit Rating
*	*	*	See Terms*	N/A

Your Money travels further on the RationalFX USD Prepaid MasterCard®

• It's a prepaid MasterCard card that works just like a debit card
• Designed for travellers and overseas spending
• You can load it online, over the phone or by SMS
• It's completely free to use in shops and restaurants and other retail outlets
• 24-hr online account management
• Guaranteed Exchange Rates

Intro Purchase APR	Intro Balance Transfer APR	Regular APR	Annual Fee	Credit Rating
*	*	*	See Terms*	N/A